Welcome home to this immaculate 4BR/4BA home located in the highly sought-after Carriage Ridge Subdivision of Harbor Club on Lake Oconee. Situated on the largest lot in the neighborhood, this beautifully updated home offers exceptional privacy, space, and access to world-class community amenities. The open-concept floor plan features spacious living areas, LVT floors, and abundant natural light. The main-level owner's suite offers a peaceful retreat with an ensuite bath and large walk-in closet. Upstairs, you'll find additional bedrooms and a versatile bonus space ideal for a home office, media room, or guest accommodations. Recent upgrades include: Newly painted exterior for fresh curb appeal Premium plantation shutters throughout the entire home Polyaspartic concrete coatings in the garage, breezeway, and front porch for durability and style New perimeter termite protection system with a bond for repairs, transferred to the buyer at no cost. Enjoy relaxing on the covered front porch or entertaining in the serene breezeway and backyard, with mature landscaping and ample outdoor space. Assumable VA Mortgage at 5.75% (for qualified buyers) - a rare opportunity for significant savings in today's market. Live the Harbor Club lifestyle, featuring a gated entrance, award-winning golf course, full-service marina on Lake Oconee, tennis and pickleball courts, fitness center, clubhouse with dining, walking trails, and a vibrant social calendar. This move-in-ready home combines thoughtful upgrades, spacious living, and a premier location perfect for full-time living or a luxury lake retreat. Don't miss this exceptional opportunity!